Helping Small Businesses, Entrepreneurs, Retirees and Seniors!

Licensed in DC, DE, FL, MD, NC, NY, OH, VA


From Lake Ontario to the PA border from Buffalo to Syracuse
Focusing service in the Western NY region of Rochester
Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Wayne, Wyoming, Yates



Helping individuals and businesses find the right coverage for their unique needs and budgets.

As a Medicare Broker

As an Independent Medicare Insurance Broker, we provide free consultative services with those over 65 and turning 65 to find the best Medicare medical insurance for them by representing over 25 different insurance plans through 10 different insurance companies. It is very important to us to provide the best options for our clients so they can make informed decisions regarding their medical insurance coverage needs.

“Working with the over 64 population has been so rewarding and fulfilling – it’s the only job I’ve ever had where I get hugs and kisses at the end of the consulting meeting!” says Vicki James, Medicare Broker and CEO

All consultation meetings are no obligation and no charge.

As a Health Insurance Broker

As an Independent Health Insurance Broker for both employers and those under 65, we provide free consultative services to help our clients find the right plan for their unique needs and budget representing all the plans offered within the area.


Medicare Solutions

We help you clearly understand how Medicare works for you, what your Medicare choices are, and how you can save the most money on your Medicare coverage. As an independent agency, we represent more than 30 different companies and plans that work with Medicare, such as Medicare Supplements, Medicare Advantage Plans, and Medicare Part D Prescription Drug Plans.




Employee Benefits

The cost of providing benefits is rising significantly, while employees consistently seek more and more from their benefits packages. Many employers struggle to balance employee needs with their own capabilities and bottom lines. Helping you meet these divergent objectives is our specialty.




Individual Health Insurance

Health Insurance can be very confusing for you and your family. Our goal is to help you understand the variety of options available to you. We offer many different carrier choices that present the top plans in the area.




Life Insurance

We have the ability to shop more than 50 different life insurance companies in order to save you the most money on your life insurance coverage. That means more money in your pocket while enabling you to get more protection for your family.